Don’t ruin Mother’s Day – buy travel insurance
Posted on | December 22, 2009 | 9 Comments
Recent figures have revealed that a majority of British holidaymakers are still intending on going abroad this year despite the recession continuing to eat its way through our pockets.
However, one in six British holidaymakers are planning to book a cheap holiday this year with more Brits downsizing to package holidays or short breaks, while a great number of holidaymakers are even opting to stay in the UK, according to research by American Express.
And with Mother’s Day approaching, what can be more of a perfect gift than to take her away for a nice break?
Mother’s Day breaks
According to a recent survey conducted by Holiday Extras, millions of Brits enjoy travelling abroad with their parents.
The poll found that 54 per cent of participants believed that their mum would be the ideal travel partner with five per cent admitting that they would like to take their mum on a short holiday for Mother’s Day.
Mike Whiting, managing editor of Holiday Extras, said: "Mums deserve a treat on Mothers’ Day so it’s great to hear that so many people would gladly take theirs on holiday."
However, those taking their mums abroad for a Mother’s Day break, or even those who are just travelling in the UK, have been advised to ensure they have adequate cover.
Brits avoid insurance
Research by World First Travel Insurance found that a large number of holidaymakers travelling on domestic holidays throughout 2009 will fail to purchase travel insurance to save more cash.
The travel protection firm found that a "worrying" 80 per cent of holidaymakers will be travelling without cover this year.
Managing partner, Martin Rothwell of the firm said: "People simply forget that they could be charged for a holiday they cannot take and there could still be major cost implications during a domestic break.
For example, most long distance ambulance trips home following an accident whilst on holiday are not covered by the NHS; they are covered by our policies."
Furthermore, figures from the Post Office have also revealed that nearly 25 per cent of British holidaymakers may avoid purchasing travel insurance this year because of the financial crisis.
With growing figures in those opting for winter sport holidays, a quarter of Brits are expected to travel without being covered.
According to the Post Office, 72 per cent of ski travel insurance claims involve medical costs stating that the cost on an air ambulance can vary from £12,000 in Italy and £50,000 in the USA.
Therefore, holidaymakers expecting to save money by opting out of travel insurance could be in for a surprise if something goes wrong either during their holiday, or even before.
"At a time when all of us are watching what we spend, financial protection is more important than ever before," added Rothwell.
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Comments
9 Responses to “Don’t ruin Mother’s Day – buy travel insurance”
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December 22nd, 2009 @ 10:07 am
I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.
My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.
Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
December 22nd, 2009 @ 11:00 am
Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
December 23rd, 2009 @ 10:18 am
There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
December 23rd, 2009 @ 11:05 am
December 24th, 2009 @ 10:50 am
It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!
December 24th, 2009 @ 12:22 pm
Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.
https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777
http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.
December 24th, 2009 @ 9:50 pm
Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018
December 25th, 2009 @ 1:27 am
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
December 25th, 2009 @ 7:18 pm
You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.
InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.