Find Cheap Travel Insurance – Facts to Know About
Posted on | December 20, 2009 | 9 Comments
You want to take plenty of precautions in planning out your vacations to make sure every aspect has been considered. Everything is to be fit into an itinerary beforehand so that when the vacation time comes you can focus on fully enjoying your vacation.
But, no matter how much you plan, the unexpected can always happen during your vacation. When you travel far away it is hard to deal with such things as natural disasters, robberies, accidents, and severe illnesses. Fortunately, with proper planning you can find cheap travel insurance policies that can help you to overcome many of these unexpected incidents as they strike. So make sure that you find cheap travel insurance plans that will provide you with plenty of coverage.
One-Time Trips
If you just go on one trip per year or less you can just purchase a one-trip travel insurance policy. You have a lot of insurance policy options available to you regardless of how often you go on vacation. There are so many options of insurance policies out there if you go on vacation often that it may become confusing to sort through all of these options and pick out a policy.
Annual Travel Insurance Policies
If you travel regularly during the course of a year you will get a big cost savings by purchasing an annual insurance plan. Be careful to read the fine print on this type of insurance policy because you’re stuck with it a long time. It may not include certain types of travel or long-term travel. In some cases you may not be covered during the holiday season.
Family Travel Insurance Policies
If you travel with several members of the family you can purchase a cheap family policy. You get a discount for the whole group over what you would pay insuring each family member one by one. The amount of your premiums can vary quite a bit by the amount of coverage you choose to get for your family. Some will charge a flat family premium rate and some will charge a flat rate plus an additional amount per family member covered by the insurance policy.
Business Travel Insurance
If you travel frequently on business trips you can find cheap travel insurance policy specially designed for this type of travel. This is usually a good deal for business travelers. In some cases if something comes up to prevent you from taking a given trip your company may be able to substitute another employee in your place without having to pay any additional change of flight fees that would normally be charged to passengers.
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- Guide to Cheap Annual Travel Insurance
- Cheap Travel Insurance: How to Find It
- Annual Travel Insurance: Do You Need It?
- Cheap Annual Travel Insurance: Get Insured Within Your Budget
- Types of Travel Insurance
- Benefits of Multi-trip Travel Insurance for the Frequent Traveller
Tags: Cheap International Travel Insurance > Cheapest Travel Insurance Policies > Find Cheap Travel Insurance
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9 Responses to “Find Cheap Travel Insurance – Facts to Know About”
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December 20th, 2009 @ 9:58 am
I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.
My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.
Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
December 20th, 2009 @ 10:15 am
Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
December 20th, 2009 @ 8:02 pm
There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
December 20th, 2009 @ 9:32 pm
December 20th, 2009 @ 10:27 pm
You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.
InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.
December 20th, 2009 @ 11:25 pm
Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018
December 22nd, 2009 @ 12:55 am
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
December 23rd, 2009 @ 4:49 pm
Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.
https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777
http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.
December 23rd, 2009 @ 5:35 pm
It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!