Getting the right travel insurance for your Easter break
Posted on | December 28, 2009 | 9 Comments
Getting the right travel insurance for your Easter break
So far, the first few months of 2009 have thrown households across the UK some tough challenges. In addition to the usual post-Christmas comedown, people have been plagued by extreme winter weather conditions and an almost constant flow of gloomy news about the state of the world economy. As a result, the advent of the long Easter Weekend in mid-April is sure to have many families champing at the bit for a short break away from the drone of everyday life.
And no matter what the state of your finances, you’re sure to be able to find an affordable break if you search in the right places. For instance, if money is short, an excursion to a local beauty spot or a visit to see friends on the other side of the country is sure to be an attractive – and relatively inexpensive – option. At the same time, if you’re tempted to go abroad, many travel agents and budget airlines are offering great deals on flights and accommodation in Europe, so you could bag a short break abroad for less than you might think. But wherever you’re going, there’s one thing you can’t do without: travel insurance.
Don’t underestimate the importance of travel insurance
Travel insurance might seem like an extra cost you can forgo, especially at times when money is tight. But the benefits offered by travel cover almost always outweigh its relative costs – especially on a short weekend break. For instance, if you’re travelling from London to Manchester for a short break over the Easter Weekend, obtaining travel insurance for your trip might not at first seem like a necessity. However, travel insurance for UK breaks often works in much the same way as overseas holidays – so if you should lose your personal possessions or suffer a theft, your loss will be covered. What’s more, if your flight or train back from Manchester is delayed or cancelled – which, let’s face it, is a very real possibility in Britain – your travel cover could pay out for the time you’ve lost.
On the other hand, families, groups and couples taking short breaks overseas over the Easter Weekend may remember to take out travel insurance before embarking on their trip, but they could also opt for the very cheapest option in order to save money. While a low level of coverage is better than no travel insurance at all, it’s crucial to ensure that you opt for the policy that meets your personal needs. For instance, a European travel insurance policy may cover you in the event that your flight is delayed or if you have to unexpectedly cancel your trip – but does it offer you protection if the airline with which you’re flying goes into liquidation? In today’s economic climate, there’s a high chance that this may happen, and though a travel insurance policy that does cover such an outcome may cost more, the fact that it will cover the cost of your alternative travel arrangements certainly makes it worthwhile.
Ensuring that you make the most of your money when buying travel cover
With a little help from travel insurance experts and insurance comparison sites, you’ll be able to find travel insurance with levels of cover that suit both you and your bank balance. Moreover, today’s technological advances mean that it’s easy to buy travel insurance direct from websites in just a few clicks – so you’ll have no excuse to delay buying travel cover before the Easter break.
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- Cheap Travel Insurance Is Better Than No Travel Insurance Coverage
- Single Trip Travel Insurance: Buy for Some Special Occasion
- MAKE YOUR TRAVEL WORRY FREE WITH TRAVEL INSURANCE
- How Many Excesses Does It Take To Make A Travel Insurance Policy?
- Types of Travel Insurance
- Travel Insurance Comparison: Pay Less and Secure More for Travel Cover
- Online Travel Insurance Comparison Makes Purchasing Simpler
- Your Guide To Vacation Travel Insurance
Tags: comparison > cover > direct > easter weekend > insurance > short break > travel
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9 Responses to “Getting the right travel insurance for your Easter break”
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December 28th, 2009 @ 10:58 am
Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
December 28th, 2009 @ 11:09 am
I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.
My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.
Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
December 28th, 2009 @ 4:40 pm
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
December 30th, 2009 @ 1:25 am
It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!
December 30th, 2009 @ 2:36 am
There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
December 31st, 2009 @ 1:42 am
December 31st, 2009 @ 6:57 am
Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018
December 31st, 2009 @ 4:11 pm
Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.
https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777
http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.
December 31st, 2009 @ 4:40 pm
You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.
InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.