Holidays where cheap travel insurance is a MUST
Posted on | December 23, 2009 | 9 Comments
If you’re going on holiday this year then there may be a temptation to skimp on cheap travel insurance in a bid to cut corners and save money. With the worsening economic situation, it is understandable that travellers want to make cutbacks and not shell out on unnecessary extras.
Cheap travel insurance is one thing you cannot afford to skimp on however, especially with as many as one in three Brits claiming on their travel insurance after going on holiday. If you are prepared to shop around then there are some excellent deals to be found and quality cover on the cheap. Travel insurance is needed on most holidays abroad, but for these three holidays it is absolutely essential:
Prague, Czech Republic
Tourism to Eastern Europe has been growing in popularity steadily for a while now but the Czech Republic has probably got more of a boost in tourism than other surrounding countries. The capital Prague offers some stunning gothic architecture at the Prague castle which includes the St Vitus Cathedral.
Unfortunately, the darker side of Prague is notorious for petty crime, particularly pick-pocketing. Cheap travel insurance is an essential for a holiday in the Czech Republic but in Prague in particular, in case your wallet is stolen. Holidaymakers are also advised to take travellers’ cheques with them instead of large sums of money.
Colorado, USA
If you’re worried about the depreciating value of the pound against the euro but can’t give up on the adrenaline rush of skiing, then Colorado is about as good as it gets. Your cheap travel insurance is well warranted here though, as is a crash helmet.
The Crested Butte resort was voted one of the most dangerous mountains in the US, and with extreme runs such as Body Bag it’s not difficult to see why. For extreme winter sports like skiing and snowboarding cheap travel insurance is a pre-requisite.
Bangkok, Thailand
Thailand is the back-packers country of choice and for those travellers on a budget provides an excellent snapshot of Asia. Bangkok is an unusual blend of simple elegance and awe-inspiring extravagance. The Grand Palace is about as opulent a marvel as you will ever see but it’s set against a backdrop of vendors selling succulent street food.
Thailand also dominates the travel insurance claims in the UK: from illness, to injury, to missing luggage or traffic accidents. Bangkok itself is responsible for some of the most numerous and varied travel claims on the planet, making cheap travel insurance a necessity for travellers visiting the Thai capital.
Related posts:
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- Guide to Cheap Annual Travel Insurance
- Travel Insurance Put at Risk by Lone Travellers
- Travel Insurance for Holidays at Home
- Online Travel Insurance Comparison Makes Purchasing Simpler
- How to buy cheap air tickets to Prague
- Cheap Travel Insurance: Why You Need to Be Covered When You Travel
- Is Your Cheap Travel Insurance Legal?
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- Five Reasons Why Adventure Holidays Scream For Travel Insurance
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9 Responses to “Holidays where cheap travel insurance is a MUST”
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December 23rd, 2009 @ 10:40 am
I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.
My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.
Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
December 23rd, 2009 @ 11:24 am
Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
December 24th, 2009 @ 11:00 am
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
December 25th, 2009 @ 5:37 pm
It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!
December 25th, 2009 @ 6:12 pm
There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
December 26th, 2009 @ 12:41 am
You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.
InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.
December 26th, 2009 @ 3:41 am
December 26th, 2009 @ 5:31 am
Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.
https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777
http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.
December 26th, 2009 @ 9:51 pm
Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018