Online Travel Insurance Comparison Makes Purchasing Simpler

Posted on | December 19, 2009 | 9 Comments

As the summer holiday season approaches, you’ll want to start thinking about your holiday plans in detail. You might have already picked your holiday destination of choice, booked your flights and secured your accommodation – but have you really covered every possible aspect of your holiday plans? The chances are you haven’t yet thought about travel insurance, especially if your holiday is still a couple of months away. However, the earlier you think about buying travel insurance, the better; and buying travel insurance online is sure to help you find the most appropriate holiday cover.

Traditionally, travellers would buy insurance on the high street or via a travel agent. But the widespread proliferation of the internet in recent years means that online travel insurance sites – run by travel agents, large insurance companies and independents – have shot up in number. Buying your travel insurance online holds a number of advantages for the consumer – not least the fact that you’ll be able to think about which travel insurance option is right for you without being pressured by salespeople.

Browse any online travel insurance provider’s site and you’ll be able to compare benefits to see which policy is best for you. For instance, if you’re planning a week’s trip to Paris to sample some of France’s best art museums, galleries, and to get a taste of fine French dining, it’s unlikely you’ll need anything more than a basic travel insurance package. This will usually cover essential items, such as your passport, baggage, personal items and a limited amount of medical cover.

However, if you’re hoping to head off to the French Alps on a skiing holiday, you’ll need special winter sports cover. This will insure your expensive skiing or snowboarding equipment and, if it is a quality policy, it will protect you against any unexpected developments in your holiday, including avalanche closure, piste closure and even UK physiotherapy if you return from your holiday with an injury.

What’s more, if you opt for online travel insurance, you’ll find that your cover can insure more than just accidents and mishaps during your holiday. For instance, if you’re a scientist, journalist or researcher who’s travelling on an expedition to a dangerous region, or if you are visiting a Pacific Island at risk from volcanic eruption, or if you’re a businessman and you want to protect your business documents and samples from being lost or stolen.

With such a wide variety of concerns to think about on your holiday, it’s important that you consider your options carefully before you choose which travel insurance policy is right for you. Buying your travel insurance online allows you to do this in comfort and with ease – so why delay any longer! Get your holiday cover online and set your mind at ease.

Comments

9 Responses to “Online Travel Insurance Comparison Makes Purchasing Simpler”

SaberBlade
December 19th, 2009 @ 10:35 am

I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.

My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.

Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
Normandie
December 19th, 2009 @ 11:37 am

Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
buttercup
December 19th, 2009 @ 1:02 pm

Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018
scuba snack
December 20th, 2009 @ 2:17 am

You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.

InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.
Rick B
December 21st, 2009 @ 1:16 pm

It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!
Edward Appleby
December 21st, 2009 @ 2:26 pm
genteel41
December 22nd, 2009 @ 4:39 am

There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
glitter
December 22nd, 2009 @ 6:13 am

healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
ouleixia
December 22nd, 2009 @ 2:57 pm

Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.

https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777

http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.

bor-scouts.com

The Advanture Vacation Guide

Online Travel Insurance Comparison Makes Purchasing Simpler

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