Travel Insurance: a Must for Travel Enthusiasts
Posted on | December 14, 2009 | 9 Comments
One of the services that are hugely popular across the world is travel insurance. The reason that propels it to such heights is actually not difficult to find out. It is one service that proves its relevance in toughest of times – times when one faces the most difficult of situations and has no one to turn to. If one is as desperate, travel insurance proves to be a real friend and ensures that one is bailed out from such situations.
No one can deny that one needs help most at times when one is travelling, he would have no one to turn to and he would be trapped in an alien land. If there is any situation that needs urgent attention, this is it. In a situation when one does not get help, or even in situations when it is delayed, it can well mean difficulty. In fact, difficulty would be an understatement; precise word should be trouble. It is from these very hard times that travel insurance bails people out.
In fact, it is with the intention of helping people when they are on move that travel insurance was brought to existence. There are quite a few things that can actually land a guy in a tight spot in a foreign locale. And the trouble gets compounded if one also has a family to take care of. Imagine what happens if one gets entrapped amidst political upheaval of a country; or when one misplaces his belongings, gets robbed or is forced to get admitted in a hospital. In all the above mentioned situations, travel insurance holds the key. It ensures that wherever one might be, help would never be far away from him.
With the rate of an individual’s income showing a sharp rise, one can be rest assured that more and more people would be going on voyages across the world to celebrate their vacations, and the need for travel insurance would be felt more and more.
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9 Responses to “Travel Insurance: a Must for Travel Enthusiasts”
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December 14th, 2009 @ 10:11 am
I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.
My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.
Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
December 14th, 2009 @ 10:26 am
Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
December 14th, 2009 @ 7:58 pm
You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.
InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.
December 14th, 2009 @ 8:48 pm
There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
December 15th, 2009 @ 12:20 pm
It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!
December 15th, 2009 @ 11:01 pm
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
December 16th, 2009 @ 1:45 am
Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.
https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777
http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.
December 17th, 2009 @ 5:48 am
December 17th, 2009 @ 6:13 pm
Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018