Travel Insurance Can Make a World of Difference to your Holiday
If you’re planning a large trip overseas for your next holiday, it’s likely that you’re feeling a mix of both heady and nervous excitement. Whether you’re planning to visit the French Riviera, the pyramids of Giza or the Australian outback, your initial excitement towards the pleasures that await you on your travels can give way to some niggling worries of any possible mishaps you might encounter.
For example, what if your train or aeroplane is cancelled? What if your bags get lost or stolen? And, more seriously, what are the chances that you’ll be involved in an accident or be caught in an emergency situation in a foreign country? It’s for these reasons, as well as many others, that travel insurance is an essential purchase when making plans for your travels.
Whatever your holiday destination, you’ll find it’s possible to get European and worldwide travel insurance that covers all your essential needs. The most common risks covered by travel insurance are cancellation, delayed departure, loss, theft or damage to personal possessions and money, emergency evacuation or repatriation, legal issues and – in the most extreme cases – accidental death, injury or disablement.
In addition to cover for such circumstances, you’ll find that many companies will let you tailor your own travel insurance to the risks you think will be most likely on your holiday – whether it’s European or worldwide travel insurance you’re after.
For instance, if you’re planning to visit the French Alps on a skiing trip, or you want to go scuba diving in Australia’s Great Barrier Reef, you’ll be able to add on extra protection for winter or water sports. You might also want to consider adding on insurance cover for natural disasters – for instance, if you’re travelling to Bangladesh when there’s a high risk of flooding, or if you’re taking a trip to Florida during the summer months, when the prospect of hurricane damage is at its highest.
Many travel insurance companies will also offer add-on protection for extreme sports – so if you’re in Thailand and would like to indulge in a spot of bungee jumping, you can rest assured that you’re covered for any potential injuries or accidents that might occur.
Whatever your main holiday concerns, travel insurance companies are sure to offer you comprehensive advice on what your greatest risks are, depending on your particular holiday location and the type of lifestyle and holiday pursuits you enjoy most. After all, if you can’t swim and you’re scared of heights, you’re not likely to require anything more than the basic travel insurance package!
So, make sure you consider a range of factors before deciding which travel insurance package to opt for – you’ll enjoy peace of mind during your holiday, as well as the satisfaction of knowing that you’re being well looked after.
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December 27th, 2009 at 11:07 am
I think that you will find a great deal on Moneysupermarket.com thats where I got my travel insurance, and they actually had to pay out on my policy as I ended up in a French hospital.
My insurance was about 40pounds, and it was for annual insurance! I think from memory you could go away for up to 94 days at a time, or 17days at a time if you included winter sports.
Hope this helps – just remember to read the small print about how many consecutive days away from the UK you are covered for! Happy Travels!
December 27th, 2009 at 11:19 am
Try this site for a quick quote on travel medical insurance. TravelEx allows for pre-existing conditions. —> http://www.travelex-insurance.com/index.asp?location=07-0018
December 28th, 2009 at 2:00 am
You can get a refund if your insurance covers illness as a reason for cancellation. Different policies cover different contingencies. The way you would prove illness is by a note from your physician.
InsureMyTrip.com is one site that has comparisons among policies. I'm sure there are others.
December 28th, 2009 at 7:54 am
December 28th, 2009 at 10:02 am
Here are some links-
I had a similar situation- I was living in the Caymans Islands, no longer a Canadian resident, and wanted to travel for the summer. But every policy required that Canadian citizens be insured in their home privince, which I no longer have as non-resident. IMG was the only one I found, but as you DO have Canadian insurance, this will be easy for you. There are lots of short-term plans.
https://www.imglobal.com/travelinsurance/index.cfm?show=&&CFID=1718830&CFTOKEN=d9392e2d0226f2d2-EC75C061-1143-EBE5-76B31862584AA777
http://www.internationalsos.com,
http://www.travelexinsurance.com,
http://www.ijet.com,
http://www.travelassistance.com,
http://www.wallach.com,
http://www.travelguard.com,
http://www.independenttraveler.com/resources/article.cfm?AID=48&category=8,
http://www.ricksteves.com/plan/tips/insurance.htm.
December 28th, 2009 at 5:27 pm
There are some good travel insurance companies. Get ones that pay your expenses or pay you in cash. Dont get ones that make you take another trip or give you a voucher to travel again with them.
I only buy insurance if the trip is WAY more than I can afford to lose.
Read the fine print of the policies before you purchase.
December 29th, 2009 at 10:23 am
Checkout their theft rider, and the link for a free quote. http://www.travelex-insurance.com/index.asp?location=07-0018
December 30th, 2009 at 2:31 am
healthquotes.awardspace.info – here is my health insurance plan. As I remember they can provide such a service.
December 30th, 2009 at 4:18 pm
It could very well be true. Although they are different countries to where you are, we are in the UK and when we book to go to Ireland the company we book with insists on having our insurance details. Besides, as the first answerer says…they would be daft to travel without it as the cost of treatment is far more than the cost of the insurance. Accidents do happen…believe me, I broke an elbow last year, and a few weeks after that was healed I broke my foot…if I had been abroad I would have been in sh*t street without insurance!